Trade and Working Capital
At Arigato Financing, we specialize in providing expert consultancy services working capital finance from banks in tailored to meet the unique Trade and Working Capital Solutions needs of businesses. Our Trade and Working Capital Consultancy service is designed to assist working capital loan for new business in optimizing their trade finance strategies and managing their working capital efficiently to support sustainable growth and expansion.
Products under Trade and working capital Financing.
1.Letter of Credit
A Letter of Credit (LC) is a financial document issued by a bank on behalf of a buyer, guaranteeing payment to a seller upon the completion of specified conditions. Since UAE is an international trade hub , LC plays a key role while trade with companies in different geographical locations. It serves as a secure method of payment in international trade transactions, providing assurance to both parties that the transaction will be completed smoothly. LCs help mitigate risks associated with trade, ensuring that sellers receive payment for goods or services and buyers receive the agreed-upon goods or services.
2.Loan against trust receipts (LATR):
A Loan Against Trust Receipts (LATR) is a type of short-term financing facility provided by banks to importers. It allows importers to obtain funds from the bank based on the trust receipts issued for goods imported. The goods serve as collateral, and the loan is repaid using the proceeds from the sale of the goods.
3.Short Term Loans (STL):
Short Term Loans (STL) are financial products designed to provide businesses with access to funds for a short duration, typically ranging from a few months to a year. These loans are often used to cover immediate expenses, manage cash flow fluctuations, or seize short-term opportunities. STLs typically have a quick application process and may require minimal documentation compared to traditional loans, making them a convenient option for businesses needing immediate financial assistance.
4.Cheque Discounting.
Post-Dated Cheque Discounting (PDCD) is a financing mechanism where a borrower presents post-dated cheques to a Bank in UAE or a lender as collateral for obtaining a loan. The lender provides funds to the borrower upfront, discounted based on the value and date of the cheques. Upon maturity, the lender can deposit the cheques to recover the loan amount along with any applicable interest or fees. PDCD is commonly used by businesses to manage short-term cash flow needs or bridge gaps between receivables and payables.
5.A Letter of Guarantee
A Letter of Guarantee (LG) is a formal document issued by a bank or financial institution to assure a beneficiary that the obligations of a third party, such as a customer or contractor, will be fulfilled. It serves as a commitment to compensate the beneficiary for any financial losses incurred if the third party fails to meet their contractual or financial obligations. LGs are commonly used in various business transactions, including contracts, bid bonds, performance guarantees, and advance payment guarantees, to provide assurance and mitigate risks for all parties involved.
Key Features of Arigato Financing Trade and working capital consulting services
Trade Finance Expertise: Arigato financing having Seven years expertise in in UAE banking consultancy services .Our team of experienced consultants possesses in-depth knowledge of international trade finance, and import/export regulations. We offer guidance on structuring trade finance solutions that minimize risk and maximize profitability for your business.
Working Capital Optimization: We understand the importance of managing working capital effectively to ensure the smooth operation of your business. Our well experienced banking consultants having many years of UAE banking experience ,work closely with you to assess your working capital needs, identify areas for improvement, and implement strategies to enhance liquidity, reduce costs, and optimize cash flow.
Tailored Solutions: We recognize that every business is unique. That’s why our consultancy services are fully customized to meet your specific trade and working capital requirements. Whether you’re looking to streamline your supply chain, improve inventory management, or optimize payment terms, we provide personalized solutions that align with your business goals.
Comprehensive Support: From initial consultation to implementation and ongoing monitoring, Arigato Financing offers comprehensive support at every stage of the consultancy process. Our team is dedicated to delivering results and ensuring your business achieves its objectives effectively and efficiently.
Why Choose Arigato Financing?
Choosing Arigato Financing for your trade and working capital consultancy needs offers several advantages:
Expert Guidance: Our team of seasoned professionals brings a wealth of experience and expertise to the table, providing you with valuable insights and guidance to navigate the complexities of trade finance and working capital management.
Customized Solutions: We take the time to understand your business’s unique requirements and develop tailored solutions that address your specific trade and working capital challenges.
Long-Term Partnership: At Arigato Financing, we are committed to building long-term partnerships with our clients. We strive to be your trusted advisor and strategic partner, supporting you in achieving sustainable growth and success.
Get in Touch:
Ready to optimize your trade finance strategies and enhance your working capital management? Contact Arigato Financing today to schedule a consultation with one of our experts and discover how we can help you achieve your business objectives.
